Getting your insurance ready for autumn and reviewing common fall claims
Get prepared for the fall floods and the upcoming winter weather!
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Mosaic Insurance Alliance knows that after the hot summer leaves and the rain starts coming down, floods are a big problem for multiple states, including Washington and Oregon. When all that water hits dry dirt, the land has a hard time absorbing, and thus, our clients can face floods to their homes, garages, basements, businesses, property, and even the street they are trying to drive on.
We also know that there are other common claims that happen during autumn and what insurance is a good idea to review to prepare you and your business this time of the year—see below. (Also, see pages to the other three seasons to help you prepare all year round: spring insurance, summer insurance, and winter insurance.
What Things Happen During Fall?
What insurance claims are common in fall? In addition to taking a look at the list below, don’t be afraid to reach out to us if you are wondering about additional situations. We counsel on claims and are always ready to answer questions so that you feel more confident about your coverage.
- Flooding
- Windstorms
- Power outages
- Injuries from wet porches and slippery leaves
- The spreading of fires from debris accumulation
- Car accidents from the wet pavement and darker weather
- Home foundation and structure issues due to humidity (uneven floors and stuck doors from moisture in the air swelling the wood, mildew/mold around windows, rotten decks and handrails, etc.)
- Pest damage as they start seeking shelter from the approaching winter.
Don’t Fall into a Claim Disaster This Autumn!
1. Business Insurance
2. Personal Insurance
- Home flood insurance
- Sinkhole insurance
- College student car insurance and renters insurance (also ask us about how to insure their belongings while they are in a dorm, the good student discount, and the telematics discount)
- Vacant home insurance
- Umbrella insurance
- Other structures protection
- Loss of use insurance
- Personal property insurance
- Earthquake insurance
- Natural disaster insurance
So, What Insurance Is Good to Review for All Four Seasons?
No matter what season you are in, there are coverages below and in the first section that can help you with situations like the ones that you see above.
1. Car Insurance
2. Home Insurance
3. Business Insurance
Leave The Fall Tips to Us!
We not only raked up some top fall news content for you below—we are always adding more (click here)! Also, our Facebook, Twitter, Instagram, LinkedIn, Pinterest, and Google is always getting new content that you can follow in real time (just like our blogs, newsletters, and postcards that have seasonal tips). The tips below are great for homeowners, renters, landlords, business owners, teenage drivers, college students, and more!
- Wild Animal, Pest, & Pet Safety Tips
- What Should I Do During Windy Season?
- Prepping Your Property for Floods
- What to Do When Your Power Goes Out
- Are Your Home and Business as Ready for Fall as You Are?
- Fall and Winter Are Coming—What Insurance Policies Should You Review?
- What Should I Do During Windy Season?
- Do You Have Vacant Property Due to Remodeling, Being on the Market for Some Time, or Not in Use?
- What Does Your College Student Leaving the Nest Mean for Insurance?
- How Do I Weatherproof My Home?
- Tips on How to Keep Your Car Maintenance Up (Handy Savable Infographic!)
- Tips on How to Keep Your Home Maintenance Up (Handy Savable Infographic!)
- Weather Out Life’s Storms with Umbrella Insurance
Let’s talk about you this fall.
You can reach our main office via the website chat bubble located at the bottom of your screen, phone at 425-320-4280, or email at info@mosaicia.com and commercial@mosaicia.com. We serve multiple states, which you can see a list of here. And, if you are already a Mosaic Insurance client, you can get your independent insurance agent’s direct phone number and email here. We are open Mon-Fri, 8:30am-5pm Pacific, but you can leave us a voicemail or send us an email anytime and we will get back to you as soon as we can.
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