Skip to main content

Fall Insurance

Getting your insurance ready for autumn and reviewing common fall claims

Get prepared for the fall floods and the upcoming winter weather!

Home » Fall Insurance

Mosaic Insurance Alliance knows that after the hot summer leaves and the rain starts coming down, floods are a big problem for multiple states, including Washington and Oregon. When all that water hits dry dirt, the land has a hard time absorbing, and thus, our clients can face floods to their homes, garages, basements, businesses, property, and even the street they are trying to drive on.

We also know that there are other common claims that happen during autumn and what insurance is a good idea to review to prepare you and your business this time of the year—see below. (Also, see pages to the other three seasons to help you prepare all year round: spring insurance, summer insurance, and winter insurance.

What Things Happen During Fall?

What insurance claims are common in fall? In addition to taking a look at the list below, don’t be afraid to reach out to us if you are wondering about additional situations. We counsel on claims and are always ready to answer questions so that you feel more confident about your coverage.

  • Flooding
  • Windstorms
  • Power outages
  • Injuries from wet porches and slippery leaves
  • The spreading of fires from debris accumulation
  • Car accidents from the wet pavement and darker weather
  • Home foundation and structure issues due to humidity (uneven floors and stuck doors from moisture in the air swelling the wood, mildew/mold around windows, rotten decks and handrails, etc.)
  • Pest damage as they start seeking shelter from the approaching winter.
Don’t Fall into a Claim Disaster This Autumn!

1. Business Insurance

2. Personal Insurance

So, What Insurance Is Good to Review for All Four Seasons?

No matter what season you are in, there are coverages below and in the first section that can help you with situations like the ones that you see above.

1. Car Insurance

2. Home Insurance

3. Business Insurance

Leave The Fall Tips to Us!

We not only raked up some top fall news content for you below—we are always adding more (click here)! Also, our Facebook, Twitter, Instagram, LinkedIn, Pinterest, and Google is always getting new content that you can follow in real time (just like our blogs, newsletters, and postcards that have seasonal tips). The tips below are great for homeowners, renters, landlords, business owners, teenage drivers, college students, and more!

Let’s talk about you this fall.

You can reach our main office via the website chat bubble located at the bottom of your screen, phone at 425-320-4280, or email at and We serve multiple states, which you can see a list of here. And, if you are already a Mosaic Insurance client, you can get your independent insurance agent’s direct phone number and email here. We are open Mon-Fri, 8:30am-5pm Pacific, but you can leave us a voicemail or send us an email anytime and we will get back to you as soon as we can.

Fall Insurance - Aerial View of a Road With Fall Foliege on the Sides

Get Started Today

As an independent agency, we are here to help you find the right Fall Insurance coverage.

Get a Quote

  Fall Insurance Quote Request

As an independent agency, we are here to help you find the right coverage.

  • Drop files here or
    Accepted file types: doc, docx, pdf, txt, rtf, Max. file size: 300 MB.
    • Please do not include sensitive, private information in this area.
    • This field is for validation purposes and should be left unchanged.

    Get a Quote

    It only takes a minute to get started.

    • Fill out the form, we’ll be in touch.
    • Review options with an agent.
    • Get the coverage you need.

    Would you rather discuss this in person? Get in touch with an agent today!

    Skip to content