Business auto insurance provided by Mosaic Insurance Alliance.

Whether you have one vehicle or a whole fleet, we can help you implement custom coverage that will protect your business and personal assets from the additional exposure that commercial vehicles bring with them.

An extra layer of coverage to your auto policy.

A vehicle collision is never good news, but when it’s one of your business’ cars or trucks, the consequences are more complicated. Business auto insurance, also called commercial auto insurance, takes all the elements of normal auto coverage and adds on extra protection.

Higher liability coverage than auto insurance for individuals.

For example, when obtaining commercial car insurance you can usually get much higher liability coverage to reflect the fact that a business typically has more assets at risk than an individual would. Additionally, with commercial auto insurance, you can get collision insurance. This type of coverage pays out for damage to your commercial car or truck no matter who caused the collision–a protection that’s often a must if you lease or finance commercial vehicles.

Knowledge of current discounts that can benefit your business.

In addition to writing insurance at competitive prices with leading insurance carriers in the United States, we always keep up to date on current insurance discounts, like business telematics.

Essential for employees who use their own vehicles for work.

It’s also worth considering employers non-owned car liability coverage. Employers non-owned car liability coverage is an add-on or a separate policy covering those instances when your employees drive their own personal cars or trucks as part of their work for your business. This type of protection can help reduce the risk of messy legal complications if they are injured or their vehicle is damaged during this time.

Commercial car insurance is essential for those that run a business, but obtaining the proper coverages can get confusing. We can help!

Top Insurance Carriers

Below are some of our top insurance carriers that we write with for commercial auto insurance. (Please keep in mind that the below is subject to change. Carriers may change guidelines at any time. Check with your agent for specifics.) 

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As an independent agency, we are here to help you find the right Business Auto Insurance coverage.