Skip to main content

You: “Why Are My Insurance Rates Increasing?”

Mosaic Insurance Alliance: “Click Play.”

We are ready to answer: “Why is my car insurance going up?” & “Why is my house insurance increasing?”

Home » Resources » You: “Why Are My Insurance Rates Increasing?”

We know that inflation impacts all our clients in one way or another. Being in the insurance industry since 2010, we also know that insurance itself can be complicated and that inflation can make it even more difficult to maneuver. That is why we exist.

Insurance rates increase for various reasons, such as, but not limited to, inflation, tickets, accidents, new drivers added to your policy, and if you live in a high-risk determined area. As of 2023, inflation is one of the biggest culprits—as one of Mosaic’s co-founders, Amy Drewel, explains in this video below.

Before you watch Amy’s video, please know:
  • As your insurance advocate, we will be here if you discover that you need to leave a carrier for whatever reason. Afterall, as an insurance broker, your Mosaic independent agent can continue working with you. Your Mosaic agent will search for other insurance companies that we write with to see which one is the best fit for you. During that process, we’ll also see which insurance discounts you may qualify for.
  • Mosaic does not set the prices of insurance premiums. Insurance carriers set their own prices for their insurance policies.
  • Insurance carriers—not Mosaic—also control insurability, which means that they are the ones that decide if they want to start insuring—or continue insuring—a person or business.
  • Even though Mosaic can’t control your bill rates or if a carrier wants to do business with you, our team will always have your best interest. We’ll direct you to which carriers we think are the best fit for you, help you get stable coverage at competitive prices, offer you services like claims counseling, and be more than happy to answer any questions like the one videoed below.
You- “Why Are My Insurance Rates Increasing?” - Close Up of Person Driving a Car Down a Road with Their Seatbelt on at Sunset

Get Started Today

As an independent agency, we are here to help you find the right You: “Why Are My Insurance Rates Increasing?” coverage.

Get a Quote

  Request an Insurance Quote

As an independent agency, we are here to help you find the right coverage.

  • Drop files here or
    Accepted file types: doc, docx, pdf, txt, rtf, Max. file size: 300 MB.
    • Please do not include sensitive, private information in this area.
    • This field is for validation purposes and should be left unchanged.

    Get a Quote

    It only takes a minute to get started.

    • Fill out the form, we’ll be in touch.
    • Review options with an agent.
    • Get the coverage you need.

    Would you rather discuss this in person? Get in touch with an agent today!

    Skip to content