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Cannabis Business Insurance

Don’t let your business go up in smoke.

Cannabis business insurance for clients in Alaska, Arizona, California, Colorado, Montana, Nevada, Oregon, and Washington.

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In a relatively new industry like cannabis, it’s often confusing to know what type of coverage you need. From general liability to product storage, we’ll help you sort out the risks and design a policy that helps your business as it grows.

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Insurance that grows as the industry evolves.

The spreading legalization of marijuana, hemp, and CBD has grabbed headlines across the United States for the last several years. With the continuing evolution, this hot topic of conversation has extended beyond the confines of the media and into the insurance industry. Agents and carriers alike are scrambling to develop comprehensive insurance solutions for clientele involved with the ever-changing cannabis landscape. However, they are businesses nonetheless and operators can get real benefits from specialized insurance policies.

What we do differently.

At Mosaic Insurance Alliance, we are ahead of the curve. Our agents have been lighting the path toward protection for producers, processors, and retailers in our home state of Washington since the beginning. Also, we have expanded since 2012, now writing insurance in surrounding states across the West Coast including Oregon, Alaska, Nevada, Colorado, Arizona, Montana, and California.

Risks related to cannabis businesses.

As with any business, you’ll need to protect your property against damage from risks such as fire and theft. Check carefully to make sure your products are covered in transit, such as between a cannabis farm and a storage facility. It’s also worth looking at coverage that pays out for lost income and profits rather than simply the cost of the raw materials.

Liability coverage options.

Liability issues are also important in cannabis business insurance. This includes general liability insurance that protects against incidents such as a visitor to your facility being injured and product liability insurance that kicks in if you are sued over your products.

Policies for medical and recreational cannabis.

You’ll need to check policy conditions carefully. Often it’s a condition of the insurance that you comply with all local laws, regulations, and licensing. Note that the insurance conditions for medical cannabis may differ from those for recreational cannabis.

Keeping the marijuana industry growing.

As the cannabis market continues to evolve, our agency will continue to evolve along with it. As a member of the Marijuana Business Association (MJBA) and a selection of other cannabis-specific business alliances, we continually meet with fellow leaders in the industry to stay informed on trends and strategize protection.

If questions come up regarding the policy you should plant, do not hesitate to contact us or request a quote at your earliest convenience.

Cannabis Business Insurance - Row of Jars Filled with Cannabis Sitting on Display at a Local Distributor

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As an independent agency, we are here to help you find the right coverage.

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