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Winter Insurance

Whether it is getting insurance for winter fun or preparing for winter weather, we’ve got you covered!

Preparing for cold winter weather and high claim season starts with knowledge and stable coverage.

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Don’t let the magic of holidays in the air make you forget about your insurance! We know, we know. Insurance is not the first thing that you think about when winter comes. You’re probably more so thinking along the lines of hot cocoa, Christmas, snowball fights, favorite holiday movies, and all you can eat treats. But the sad fact is that statistics show that winter has the most liability claims, injuries, harsh weather conditions, and criminal activity of any season.

Mosaic Insurance Alliance knows how important it is to get adequate coverage now, and then have fun with your loved ones knowing that if something does happen, you have stable insurance to lean on. We want you to know that you can lean on us for winter facts and tips like the ones that you see below, and on the other seasonal pages—spring insurance, fall insurance, and summer insurance.

‘Tis The Season for Claims

Why does winter have the most injuries and claims of any other season? See below! We highly recommend that you reach out to us before winter kicks in. Also, as things during the season change, let us know and we’ll make sure that you are adequately covered. For example, you might want to review your car insurance before icy road conditions set in, or you might want to call us after Christmas if you received an expensive piece of jewelry in case it is stolen or damaged.

  • Snowstorms
  • Windstorms
  • Snow damages
  • Slip and fall injuries on icy driveways, decks, parking lots, wet store floors, etc.
  • Car accidents
  • Collapsed roofs and decks
  • Frozen and busted pipes
  • Plumbing issues
  • Car thefts
  • Pests and strays
  • Holiday house fires
  • Injuries at holiday parties
  • Home, car, and business break-ins, thefts, and vandalism
  • Drunk driving (Christmas parties and New Years parties)
  • Busy seasons for retail businesses, which can result in an increase of injury claims from workers and customers, product quantity and quality issues, shipment delays, etc.
Winterize Your Insurance for Your Wintertime Toys and Against Winter Disasters

How can you prepare against the type of situations like the ones that you see above? By having security measures in place and coverages listed below.

1. Business Insurance

2. Personal Insurance

  • Other structures protection
  • Loss of use insurance
  • Personal property insurance
  • Natural disaster insurance
  • Dwelling/Landlord coverage
Plus, No Matter What Season It Is, There Are Some Staple Coverages Good to Review:

1. Car Insurance

2. Home Insurance

3. Business Insurance

When it Comes to Winterizing Your Home and Business, We’ve Got You Covered!

Whether it’s blogs, newsletters, postcards, other places on our website, or on our social media  (Facebook, Twitter, Instagram, LinkedIn, Pinterest, and Google ), we have winter tips galore! Below are some of our popular blogs on what happens in winter season.

Let us worry about your insurance so that you can focus on your family and the holidays.

We serve multiple states, and we are ready to see if we can help you or someone you know. We have a chat bubble located at the bottom of your screen if you would like to message us now. We also have a main phone number that you can call (425-320-4280), as well as two main email addresses you can contact us at— (personal insurance) and (business insurance). You can also contact your Mosaic Insurance agent directly if you are already one of our clients—their direct phone number and email can be found here. Our hours are Mon-Fri, 8:30am-5pm Pacific. If you happen to call or email outside of hours, rest assured that we will get back to you as soon as possible.

Winter Insurance - A Shot of a Road Covered in Snow

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