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Summer Insurance

Getting insurance for your summer items and reviewing summertime insurance.

Insure your summer toys and review coverage for the summer season!

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Mosaic Insurance Alliance can help you get insurance for your summer toys. We also have a list of coverage that is good to review for the summer season! Like with any season, there are certain losses that are more common in summertime than the rest of the year, such as wildfires, drownings, injuries at parties, and inventory holdups during busy season. Reviewing your coverage before a loss can occur can highly increase your chances of having a covered claim, reviewing the safety precautions in place can help avoid a claim, and reviewing new inventory to make sure that you have the right coverage amount in place will help you avoid maxing out coverage before becoming whole again.

During the summer, there are also specialty coverages that surface, like the need for boat insurance, jet ski insurance, e-bike insurance, and home insurance updates for pools and trampolines. (For the other seasons—check out our fall insurance, winter insurance, and spring insurance pages.)

Common Summer Insurance Claims:

In addition to common activities that usually spark the need for insurance—like big events, weddings, vacations, Airbnbs, and restaurants going through busy season—there are common losses. For example:

  • Wildfires
  • Housefires
  • Injuries from distracted nuisances
  • Injuries on properties from parties
  • Vandalism and thefts
  • Pests—bugs, rats, etc.
Get Insurance for Your Summertime Items & Review Important Coverages
Additionally, With Each New Season, It’s Always Good to Review…

1. Car Insurance

2. Home Insurance

3. Business Insurance

We Also Have Summer Tips!

For every season, we consistently share seasonal tips and important seasonal information in blogs, newsletters, postcards, and social media posts. (Follow us on Facebook, Twitter, Instagram, LinkedIn, Pinterest, and Google to get summer tips as they come in.) View other summertime topics on our website here.

Some popular summertime tips from the past:

We are ready to talk to you about your options.

You can call our main office at: 425-320-4280. For personal insurance services, you can also email us at; and for business insurance services, you can email us at (If you are already a client, view the direct phone number and email to your Mosaic agent here.) You can also reach out to us in the chat feature here on our website via the icon at the bottom of the screen. Our office hours are Mon-Fri, 8:30am-5pm Pacific and we write in multiple states. Reach out to us whenever you can, and if it is after hours, we will reach out to you as soon as possible. Talk soon!

Summer Insurance - Scenic Shot of a Pool With Pool Benches on the Side

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As an independent agency, we are here to help you find the right Summer Insurance coverage.

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  Summer Insurance Quote Request

As an independent agency, we are here to help you find the right coverage.

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