Farm Owners Insurance for Washington State

Arlington, Snohomish, Granite Falls, Monroe, and the rest of Washington State.

Protect what you have worked so hard to grow.

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Whether you have a family farm, or run a large commercial farming business, we can help you get farm insurance! If you have a farm in Carnation, Duvall, Stanwood, Mount Vernon, or any other area of Washington, give us a call for a free quote today! We are also licensed in other states. Reach out to us at 425-320-4280, or email commercial@mosaicia.com, and see how we can help you!

We know the industries.

In addition to working in the commercial insurance industry, many of us here at Mosaic have grown up on farms. Having an agent that understands your insurance needs and how your farming business operates helps ensure that the value of your livestock, equipment, and buildings is immediately taken into consideration so that you have efficient insurance.

For example, we know that farmers are “fix-it” people. Repairing neighbor’s tractors, or another expensive possession like a car, on your farm is how you treat the folks around there. As your independent insurance agent, we are a lot like you in that sense—we are here to lend a helping hand. We visit your insurance needs so that you can be better protected in claim situations like ones that involve another’s property. We know that a general stand-alone farm policy does not tend to cover the nitty gritty specialized situations that farmers tend to deal with regularly. We also know that each farm is unique in so many ways. A “one-size fits most” situation typically works for something like a hat, but it is not adequate when dealing with farm coverage. Let us get to know your business and we will help you get coverage that fits your situation.

We also know that you have a business to run and expanding and exploring are part of the country charm. New equipment and buildings don’t go unnoticed by you, of course, since you are so excited to get them. But, updating your insurance right away might slip your mind, unfortunately. That is why we make it a habit to ask what new additions you have to your fleet whenever we chat during the year, as well as at renewal. We are also creatures of habit when it comes to building a relationship with you and providing you with easy points of contact. You are important to us, and we want to make sure that things like contacting us are easy and fast. So pain-free in fact, that you will find it easier to get in the habit of sending us a fast email, or giving us a call, before or immediately after you get a new toy. (No long holds or pushing directory buttons, and you talk to someone you know!)

Being aware of common claims in your line of business is also part of the Mosaic experience. Weather damage, theft, fire, and injuries—we have coverage options for them all! Being educated on circumstances that you could face help an insurance broker like us set stable claim limits, establish which of our various carriers is a good fit for you, figure out what insurance discounts you may qualify for, and highlight what endorsements would be good to consider.

Ask us about farm liability insurance, peak season endorsements, livestock coverage, and more.

Being a commercial broker since 2010, Mosaic Insurance writes business for all kinds of coverages that a farm like yours can benefit from, including but not limited to:

Peak season endorsements includes:
  • Increased commodities during harvest
  • Inland marine insurance during transportation of large farm equipment
  • Intake of foreign objects during harvest
We make sure you are comfortable with your insurance.

We ask you about specific operations, review personal property and equipment lists, ask you about the size of structures and items like barns and bins, and talk about your different busy seasons so that we can get you the coverage that you need to protect your assets.

Getting insurance is not where the conversation ends. Yes, getting you coverage is indeed important, but so is making sure that you are comfortable with your coverage. We want you to be as satisfied as possible with our services, and we make sure that you understand what is and is not covered. We also love questions and are ready to answer any that cross your mind!

Our renewal process—protection for years to come.

When you renew your insurance with Mosaic, we learn your preferred communication and work around your schedule to get you what you need. Each year, we send review notices and figure out a time to meet with you to renew your policy. We offer various communication methods, including text, email, phone, and video conferencing.

Working with an independent insurance agency that has a team of professional insurance brokers means that at renewal you are not pushed through as fast as possible. Paper pushing is not our style. The process is like the quoting process when you first worked with us—personal and unique. All you do is have a quick chat with us, and then sit back and wait as we see what has changed so that your farm coverage is where it needs to be. We work behind the scenes on your behalf, making sure that you have stable coverage options and access to the newest endorsements at prices within your budget. That is the value of having an independent agent!

 Farm Owners Insurance for Washington State - Farmer Walking Through His Wheat Field With His Hands Out and Touching the Wheat at Sunset

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As an independent agency, we are here to help you find the right Farm Owners Insurance for Washington State coverage.

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As an independent agency, we are here to help you find the right coverage.

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