Playtime will get here sooner than you think…Is your insurance ready for summer?
Nicer weather is getting easier to come by. Once that sunshine is out full swing, you are going to be mighty tempted to hop on your motorcycle, boat, jet skis, quads, dirt bikes, and other summer toys. The pool, trampoline, classic car, and RV are also going to be whispering to you. Road trips will be on the top of your mind like cocoa on a chilly day in December. Get your insurance now so that you can play sooner. Your favorite Mosaic agent is waiting for your call!
Just a Few Summer Items That Mosaic Can Help You Get Insurance For:
- RVs
- ATVs/off-road vehicles (quads, dirt bikes, etc.)
- Boats
- Yachts
- Golf carts
- Motorcycles
- Trailers
- Jet skis
- Classic cars
- Homes that have trampolines and/or pools
- Events
- Weddings
- Homes that you are renting out for Airbnb(ask us about short term rental insurance coverage)
Do you have a summer item not listed? We still might be able to help. Call us!
And It Is Not All About the Traditional Toys Either
There are plenty of “toys” at businesses that you might want to get updated insurance on. Some examples:
- Do you have some kind of equipment—like a work tractor—that is going to be going into overdrive with busy season this summer? When you are getting down on the farm, the last thing you want is crop loss due to your expensive machinery breaking down. Getting a solution to get back in the saddle ASAP is important for your business. Our insurance agents know that a breakdown can break sales opportunities and downplay your ability to get things done on-time. Waiting for repairs today on something that should have been done yesterday is stressful to say the least. That is why farm equipment insurance exists. Ask your agent about it! (You can ask us about other farm insurance coverage too, such as livestock insurance!)
- Do you have a landscaping business? Well, since this is busy season, we advise you to take a look at your landscaping insurance policy to make sure that you are protected in case your work toys breakdown, cause damage to property, or injure someone. (Another coverage to consider if you have work equipment is systems breakdown coverage in case an expensive and/or vital piece of machinery cannot get the job done when you need it.)
- And, landscapers are not the only ones who will be busy this summer! Here are some other industries that could benefit from an insurance review over the hot months: breweries, restaurants, contractors, car repair shops, golf courses, clubs and bars, wineries, distilleries, mobile home parks, nail salons, plumbers, and rideshare companies.
- Plus, what about the toys themselves if you are a company that sells them? If you sell summer goods, your business is going to see a high demand from consumers who are in the market for new toys. Inland marine coverage and ocean marine insurance might be good to look into. If a shipment is delayed, or items are destroyed in transit, those coverages can really come in handy! Other important coverages that come into play during summer business claims are general liability, property insurance, workers comp, errors and omissions, crime insurance, and cyber insurance.
Weddings Happen More in The Summertime
They are probably also a lot more expensive than most summer playthings.
Did you know that you can get insurance for single events? It’s no secret that big events like weddings can be a battle between joy and the stress of worrying about what might go wrong, such as…
- Postponement due to something like illness or venue closes. (Ask us about cancellation coverage!)
- Damages to items like food, clothes, rings, etc.
- Vendors/suppliers not meeting obligations, not showing up at all, or going bankrupt. (DJs, caterers, etc.)
- Someone gets hurt at the event.
Special events can be especially expensive. Insurance helps bring security to that special day. Afterall, your agent knows the requirements and restrictions of various carriers, can tailor coverage to fit your specific needs, and can answer your questions. In other words, your agent is ready to give you some peace of mind with special event insurance! In addition to contacting one of our independent insurance agents directly (or calling our main number), you can fill out a quote form here on the website.
Questions?
We LOVE questions! (As you can see by our FAQ page.) If you have anything to ask us, we are all ears. Reach out, and we will see what we can do for you. Also, if you are interested in seeing some of our other insurance carriers after seeing the above pictures, hop on over here.
Talk to you soon!
